2008-05-20

kareid: (Default)
2008-05-20 04:11 pm

Umbrella liability insurance

This may seem like a strange question, but does anyone have an opinion on umbrella liability insurance?  Is it worth it or a way for insurance companies to scare you into paying them more money?  As I start to have some actual assets, I'm wondering if I should consider it as a way of protecting myself against stupid people suing me, since that seems so popular in the US.  If anyone has a policy, how much coverage did you decide to get and why?
kareid: (Default)
2008-05-20 05:20 pm

Gardens, and cats therein

I have found a source of flagstones for the yard, which will sell them by the pound.  So I will go get many pounds of rocks this weekend, and a viburnum, if I can pick the variety I like.  A week or two ago, I made [profile] frolain stop at Mahoney's about 20min before they closed so that we could stand there, in the dark, in the mud, frantically writing down the viburnum varieties they had so I could go look them up online.  I realized the ridiculousness of the position when my sister called. 

Zoe made a run for the back yard this morning while I was putting the flat of seedlings out and had to be fished out from behind the compost pile.  I'm wondering if we should let her be an indoor-outdoor cat.  She really loves the outdoors, and doesn't seem to get enough attention even with five people in the house to play with her.  I believe she was indoor-outdoor before we got her, so she should already have some street smarts.